Error - Your card was declined. There is not a problem with the card, it is the fact that your processor is overseas.
On hold with the fraud department after being on hold for half an hour with my bank. They are likely busier because of the holidays.
But this is the second time I have had to do this. I hope this doesn’t keep happening, because this is an inconvenience I shouldn’t have to deal with more than once.
I see other people have had the same problem. Maybe it’s time to move the processor to the states for US orders if you want to keep US customers.